Benefits of Being Insured With Us
In addition to superior coverage, those insured with the Optometric Protector Plan® also benefit from the nationwide network of agents, malpractice claims expertise and accredited risk management programs.
The Optometric Protector Plan® is available nationwide through our dedicated network of agents, chosen for their expertise in professional liability coverage. In addition, your policy is fully portable. If you change employment or move to another state, your policy will follow you and you will continue to enjoy the same excellent service you’ve come to expect through the OPP.
Risk Management is an important part of your practice and your profession. Through Medical Protective’s risk management education programs, we provide you with the tools to help reduce risk and a potential claim.
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Specialized Claims and Legal Service
- Claims Expertise – Claims staff averages more than 20 years of experience handling claims
- Local Defense Counsel – we use top local defense attorneys that specialize in defending medical malpractice claims
- Winning Defense Record – For the past ten years nationally, we closed 79% of our provider cases without payment and won 90% of our trials.*
- Joint Decision Making, Consent to Settle Provision – policyholders actively participate in preparing and assessing their cases.
Litigation Support Programs
Through the OPP, our insureds have access to an exclusive litigation support tool called Maintaining Your Balance that will help you understand the basics of defense strategies and help you to become an active and strong participant in your defense. Equally important, this program will help you overcome your feelings of anger, frustration and fear so you can continue to practice with confidence.
In today’s litigious society claims are inevitable. Don’t think it will happen to you? Here are a few cases from the OPP claim files…
|PA||Alleged failure to diagnose diabetes and prevent blindness.||$772,520|
|CT||Alleged failure to refer patient to ophthalmologist.||$693,264|
|SC||Failure to diagnose glaucoma.||$642,452|
|TX||Mistreatment of corneal ulcer.||$623,629|
|VA||Alleged failure to timely diagnose glaucoma – loss of sight.||$557,060|
|PA||Failure to diagnose detached retina.||$521,154|
|CA||Failure to diagnose a tumor.||$482,791|
|FL||Bacterial infection in the eye.||$156,595|
|GA||Failure to diagnose glaucoma, resulting in blindness.||$281,478|
|GA||Following RK, claimant suffered a detached retina.||$196,435|
|IL||General optometric negligence alleged.||$252,542|
|KY||Failure to diagnose retinoblastoma.||$372,424|
|MA||Alleged retained foreign body in left eye.||$249,953|
|MN||Failure to diagnose a hemorrhage.||$160,758|
|NC||Alleged misdiagnosis of detached retina.||$263,011|
|NY||Alleged negligent treatment.||$168,618|
|OK||Misdiagnosed fungal infection.||$239,747|
|PA||Alleged failure to diagnose eye tumor.||$255,819|
|RI||Alleged misdiagnosis for detached retina.||$203,637|
|RI||Alleged failure to refer for detached retina.||$107,492|
|TN||Damage to eyes after dilation.||$250,000|
|TX||Alleged failure to diagnose detached retina.||$205,944|
|TX||Alleged failure to diagnose glaucoma.||$101,996|