In addition to superior coverage, those insured with the Optometric Protector Plan® also benefit from the nationwide network of agents, malpractice claims expertise and accredited risk management programs.
The Optometric Protector Plan® is available nationwide through our dedicated network of agents, chosen for their expertise in professional liability coverage. In addition, your policy is fully portable. If you change employment or move to another state, your policy will follow you and you will continue to enjoy the same excellent service you’ve come to expect thorough the OPP.
Risk Management is an important part of your practice and your profession. Through Medical Protective’s risk management education programs, we provide you with the tools to help reduce risk and a potential claim.
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Through the OPP, our insureds have access to an exclusive litigation support tool called Maintaining Your Balance that will help you understand the basics of defense strategies and help you to become an active and strong participant in your defense. Equally important, this program will help you overcome your feelings of anger, frustration and fear so you can continue to practice with confidence.
In today’s litigious society claims are inevitable. Don’t think it will happen to you? Here are a few cases from the OPP claim files…
State |
Description |
Claim Amount |
| PA | Alleged failure to diagnose diabetes and prevent blindness. | $772,520 |
| CT | Alleged failure to refer patient to ophthalmologist. | $693,264 |
| SC | Failure to diagnose glaucoma. | $642,452 |
| TX | Mistreatment of corneal ulcer. | $623,629 |
| VA | Alleged failure to timely diagnose glaucoma – loss of sight. | $557,060 |
| PA | Failure to diagnose detached retina. | $521,154 |
| CA | Failure to diagnose a tumor. | $482,791 |
| FL | Bacterial infection in the eye. | $156,595 |
| GA | Failure to diagnose glaucoma, resulting in blindness. | $281,478 |
| GA | Following RK, claimant suffered a detached retina. | $196,435 |
| IL | General optometric negligence alleged. | $252,542 |
| KY | Failure to diagnose retinoblastoma. | $372,424 |
| MA | Alleged retained foreign body in left eye. | $249,953 |
| MN | Failure to diagnose a hemorrhage. | $160,758 |
| NC | Alleged misdiagnosis of detached retina. | $263,011 |
| NY | Alleged negligent treatment. | $168,618 |
| OK | Misdiagnosed fungal infection. | $239,747 |
| PA | Alleged failure to diagnose eye tumor. | $255,819 |
| RI | Alleged misdiagnosis for detached retina. | $203,637 |
| RI | Alleged failure to refer for detached retina. | $107,492 |
| TN | Damage to eyes after dilation. | $250,000 |
| TX | Alleged failure to diagnose detached retina. | $205,944 |
| TX | Alleged failure to diagnose glaucoma. | $101,996 |
*Medical Protective internal data 2001-2010. ‡Product availability varies based upon business and regulatory approval and may be offered on an admitted or non-admitted basis. All products are underwritten by either The Medical Protective Company®, Medical Protective RRG or National Fire and Marine Insurance Company®, members of the Berkshire Hathaway group of Businesses.
