Insurance Coverage Highlights & Benefits*:

• True Consent to Settle provision with zero exceptions*
• Defense costs paid outside of the limit of liability
• $25,000 per state disciplinary, licensure or administrative proceedings, with up to $100,000 annual aggregate
• $25,000 medical payment for assault by a patient
• Sexual Miscount defense coverage
• $10,000 HIPAA proceedings
• Premium discounts including new to practice, claims free, part time, risk management, maternity, FMLA and military leave
• Superior defense coverage with 95% of all trial cases won
• Risk management hotline for immediate professional advice

About OPP:

Created in 1973, The Optometric Protector Plan has continually enhanced program coverage’s in order to meet the ever changing coverage needs of the eye care profession. The OPP program offers a full range of professional insurance products for Optometrists, Opticians and Ophthalmologists, Ophthalmic Technicians as well as students and faculty. Coverage is available nationwide through our dedicated network of agents chosen for their knowledge and expertise in order to provide you with superior service.

About Med Pro:

Started in 1899, Medical Protective is the nation’s oldest and strongest professional liability insurance company. As a member of Warren Buffett’s Berkshire Hathaway group of businesses, Medical Protective has the highest rating from AM Best (A++) superior.

Summary:

When purchasing insurance, it is important to consider the whole package, not only the coverage and pricing, but also the financial stability of the carrier, experience in the market place as well as the customer service you receive; and after 40 years of insuring eye care professionals,