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I have had the pleasure and peace of mind for over 20 years knowing that OPP coverage was there covering me for professional liability, general liability and building coverage. OPP is my “silent partner” in providing care to my patients, staff and equipment.
Michael J. Gorman, OD Stratford, CT
Call Us Today! 1.800.859.5408 |

Optometric Industry News

Know More About Cyber Trends and Cyber Insurance

November 10th, 2017|

Be Cyber Smart
Cyber-security has become a critical issue for many healthcare organizations. Cyber hackers exploit the vulnerabilities of information systems in any possible way, and many acknowledged attacks have made the headline news. Healthcare organizations, such as Optometric practices hold the most sensitive information about their patients: name, date and place of birth, insurance […]

ERISA Fidelity Bond

October 23rd, 2017|

What is an ERISA Fidelity Bond, and why do you need it?
The Employee Retirement Income Security Act of 1974 (ERISA) states that: “Every fiduciary of an employee benefit plan and every person who handles funds or other property of such plan…shall be bonded”.

Put simply, an ERISA Fidelity Bond helps you comply with the law and […]

Recovering from a Natural Disaster

September 26th, 2017|

Hurricanes, floods, tornadoes, fires and other natural disasters…we have all been humbled by the nationwide devastation we have seen in these catastrophic events in the past weeks. All of us at the Optometric Protector Plan want you to know that you are not alone.

If your business has been impacted by any of these natural […]

Charting Your Course – Shared vs. Separate Limits

June 30th, 2017|

Navigating the waters of insurance can be tricky. Our goal at the Optometric Protector Plan® is to take the guess work out of it and help you to make the best decisions when purchasing a professional liability policy.

The Optometric Protector Plan, through our carrier partners, provide options for both shared and separate limits for […]

6 Tips to Prepare for Hurricane Season

June 1st, 2017|

Your Business Policy Does Not Cover Flood Damage
On October 2016, Hurricane Matthew caused $30 billion in damages. From June through November, businesses – even those not on a coastline – have hurricane risks on their radars. Winds 74 mph or greater can cause massive damage, and storms and tornadoes spawned from hurricanes can continue the […]

Have You Secured Your Practice with Ransomware Coverage?

April 7th, 2017|

Cyber Extortion or Ransomware is the fastest growing segment of cyber-crime. In the first quarter of 2016 alone there were more reports of cyber extortion than for the entire year of 2015 combined, with small health care offices being at the top of the list of those targeted.
What Can You Do To Protect Your Business?
Cyber […]

Workers Compensation Insurance

October 26th, 2016|

As a small business owner, your employees are an important part of your continued success. So, when one of your employees becomes injured or contracts an illness in the course of their employment, it can significantly reduce overall productivity and may impact you financially.

The Optometric Protector Plan®, through our carrier partners, provides Workers’ Compensation […]

Property and General Liability Coverages

September 29th, 2016|

Business Insurance Coverages To Consider: Property and General Liability Coverages
Eye care professionals such as Optometrists face unique risks including property damage to their medical business office or loss of business records and patient files. When selecting the right coverages for you and your professional needs, it’s important to understand the differences. Two of the most […]

Disability & Business Overhead Insurance Coverage

August 30th, 2016|

At the Optometric Protector Plan®, we recognize the importance ensuring your financial security against a future that is less than certain. That’s why we are pleased to offer Disability and Business Overhead Insurance, which is designed to protect you and your business from financial hardship in the event you suffer a disability and are unable […]

Cyber Liability Coverage is Data Liability Coverage

July 14th, 2016|

Cyber liability coverage is Data liability coverage. As an Optometrist, you own your patients data, whether in paper or electronic format. This includes your patient’s credit card information as well as personally identifiable information. If patient paper files are stolen or if your system is breached and records are stolen, by law […]

2016 Hurricane Season – Financial Preparedness

June 17th, 2016|

Overview of Past Hurricane Seasons
In a three-day period from Sept. 15-17, 2004, Hurricane Ivan’s tornadoes struck nine states from Florida to Pennsylvania. Virginia saw the most tornadoes with 40 total followed by Georgia with 25 and Florida with 22. The insured losses were over 14 billion dollars. Hurricane Irene has caused not only billions of […]

3 Statistics Every Business Owner Should Know About Flood Waters and Flood Insurance

October 12th, 2015|

Alarming statistics about flood waters, business interruption and business closures prompts the Optometric Protector Plan to offer vital flood insurance protection to insureds.
With nationwide predictions of major floods due to northern snowmelt and a meteorological phenomenon known as the pineapple express, the OPP is urging its insureds to examine the need […]

Top Five Tips for Preventing Data Breaches

July 17th, 2015|

Tampa, FL (PRWEB) July 17, 2015
The cost of data breaches in the United States has been rising steadily. Illegal attempts to obtain private information from businesses and individuals have continued to increase in number and severity. Small businesses, especially those in the medical industry due to the passage of the HIPPA/HITECH rule in 2013, are facing […]

7 Crucial Things to Consider before Choosing Cyber Liability Insurance

February 17th, 2014|

Businesses should take caution and consider several things before choosing an insurance partner to comply with Cyber Security issues as well as new or impending legislation.  With all the media attention on data breaches, many insurance companies are “jumping on the bandwagon” to sell insurance coverage for this product, which is now in the spotlight […]

OPP Launches Cyber Liability Insurance for Optometric Community

July 3rd, 2013|

In light of the new legislation enacted by the U.S. Department of Health and Human Services in January 2013, the Optometric Protector Plan reached out to carrier partners to provide HIPAA HITECH Data – Breach Cyber Liability compliance for clients. All practices must be compliant with the new HIPAA HITECH laws by September 23, 2013.

Tampa, […]

Providing Professional and General Liability Insurance Program to Eye Care Professionals for 40 Years

February 18th, 2013|

The Optometric Protector Plan® Partners with Medical Protectorive to Provide Professional and General Liability Insurance Programs to Eye Care Professionals. Offering competitive rates and superior coverage, the OPP provides a sound and stable professional liability insurance program through Medical Protective. The Optometric Protector Plan has offered insurance programs to Eye Care Professionals for the past […]