Ophthalmologists

Professional Liability Insurance for Ophthalmologists

The OPP® – Ophthalmologist Protector Plan insurance program, through our carrier Medical Protective, are pleased to offer a professional laibility insurance program designed specifically for ophthalmologists nationwide.

Through our partnership, we are able to offer participating ophthalmologists a superior medical professional liability insurance product through Medical Protective, rated A++ “Superior” by A. M. Best for financial strength and stability.

Those Ophthalmologists insured through our program will benefit from being part of a team, dedicated to providing you with excellence in knowledge and professionalism, in addition to receiving an insurance plan that is unmatched, nationwide.

Some of the Program benefits include:

Defense

Early and aggressive defense
Claims Expertise – insurance claims staff averages more than 20 years of experience handling claims
Local Defense Counsel – Medical Protective uses top local defense attorneys that specialize in defending medical malpractice claims
Winning Defense Record – For the past ten years nationally, Medical Protective closed 79% of our physicians’ cases without payment and won 90% of our physicians’ trials*
Joint Decision-Making, Consent to Settle provision‡ – policyholders actively participate in preparing and assessing their cases

Risk Management

Consultants average more than 20 years experience in the healthcare industry
Risk management news and information
Broad range of consulting services
Home study, online or classroom attendance programs for doctors and staff
Medical CE credits available

Coverage Highlights and Features

Primary medical professional liability insurance coverage
Occurrence and claims-made insurance forms available‡
Varying limits of liability available
Defense of Medicare/Medicaid fraud accusations (limited defense, subject to $25K/$100K cap)
Defense of disciplinary, licensure or similar administrative hearings are available (for pending covered claims or potentially covered claims only)
Part-time and prior-acts coverage options
Locum Tenens coverage
Free permanent retirement “tail” reporting endorsement with no age requirement after one year of coverage^
Free “tail” reporting endorsement provisions for death and disability
Flexibility for educational leave, sabbaticals, short-term disability, out-of-state employment
Coverage for professional services rendered as part of peer review or committee responsibilities

Discounts and Credits‡

Loss-free credits
Part-time credit
New-to-practice credit
New-to-company credit (in some states)
Approved Electronic Health Records Management credit
Risk Management Credit

Click Here To Get A Quote

^Subject to having a retroactive date at least 48 months prior to the date of retirement and to state filing approvals. *Medical Protective internal data 2001-2010. ‡Product availability varies based upon business and regulatory approval and may be offered on an admitted or non-admitted basis. All products are underwritten by either The Medical Protective Company®, Medical Protective RRG or National Fire and Marine Insurance Company®, members of the Berkshire Hathaway group of Businesses.

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