Malpractice & Business Insurance for Ophthalmologists

Professional Liability Insurance for Ophthalmologists

The OPP® – Ophthalmologist Protector Plan insurance program, through our carrier Medical Protective, are pleased to offer a professional liability insurance program designed specifically for ophthalmologists nationwide.

Through our partnership, we are able to offer participating ophthalmologists a superior medical professional liability insurance product through Medical Protective, rated A++ “Superior” by A. M. Best for financial strength and stability.

Those Ophthalmologists insured through our program will benefit from being part of a team, dedicated to providing you with excellence in knowledge and professionalism, in addition to receiving an insurance plan that is unmatched, nationwide.

Some of the Program benefits include:

Defense

  • Early and aggressive defense
  • Claims Expertise – insurance claims staff averages more than 20 years of experience handling claims
  • Local Defense Counsel – Medical Protective uses top local defense attorneys that specialize in defending medical malpractice claims
  • Winning Defense Record – For the past ten years nationally, Medical Protective closed 79% of our physicians’ cases without payment and won 90% of our physicians’ trials*
  • Joint Decision-Making, Consent to Settle provision‡ – policyholders actively participate in preparing and assessing their cases

Risk Management

  • Consultants average more than 20 years experience in the healthcare industry
  • Risk management news and information
  • Broad range of consulting services
  • Home study, online or classroom attendance programs for doctors and staff
  • Medical CE credits available

Coverage Highlights and Features

  • Primary medical professional liability insurance coverage
  • Occurrence and claims-made insurance forms available‡
  • Varying limits of liability available
  • Defense of Medicare/Medicaid fraud accusations (limited defense, subject to $25K/$100K cap)
  • Defense of disciplinary, licensure or similar administrative hearings are available (for pending covered claims or potentially covered claims only)
  • Part-time and prior-acts coverage options
  • Locum Tenens coverage
  • Free permanent retirement “tail” reporting endorsement with no age requirement after one year of coverage^
  • Free “tail” reporting endorsement provisions for death and disability
  • Flexibility for educational leave, sabbaticals, short-term disability, out-of-state employment
  • Coverage for professional services rendered as part of peer review or committee responsibilities

Discounts and Credits

  • Loss-free credits
  • Part-time credit
  • New-to-practice credit
  • New-to-company credit (in some states)
  • Approved Electronic Health Records Management credit
  • Risk Management Credit

 

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